Category List


Tag List

Food for Thought (3)
CTA (1)
brand building (2)
Blogging (9)
Google vs fake news (1)
Business advice (2)
concrete 5 (1)
Writers Block (1)
Augmented Reality (2)
why do you need a blog (1)
YouTube (4)
Colour Wheel (1)
Online (4)
How to stay creative (1)
finished (1)
Perfect post (1)
the perfect instagram (1)
how to use Facebook (1)
No internet (2)
when should I post on Pinterest (1)
creative writer (2)
editing (1)
diversity (1)
gaming (1)
UK (2)
2017 (1)
Workplace (5)
Seminar (1)
KDA (1)
business tools (1)
Selfie (1)
Oreo Social Media (1)
Scheduling Social Media (1)
Website Design Inspiration (2)
website projects (1)
seo keywords (1)
Email Marketing (2)
the creation lab (1)
Kent Digital Awards (1)
Guide to Twitter (1)
Photography (3)
Rubric (1)
Web Development (23)
Call-to-action (2)
application (1)
Pay Per Click (1)
Agency Life (1)
#Lifeatloreal case study (1)
How to blog (1)
How to be creative (1)
software (1)
Logo design (1)
creative agency (5)
digital design (1)
Office (4)
Facebook Header (1)
sharing (1)
Guide (4)
Website Design (7)
Email (1)
Conversion (3)
digital conversation (1)
Apple Watch (2)
Website Presenters (2)
Amazon (2)
web developer (2)
Websites (38)
Virtual (1)
Perfect blog (1)
Crayon.co (2)
buzzsumo (1)
android (1)
Guide to Facebook (1)
photos we wouldn't have taken before camera phones (1)
Office Hacks (1)
blogging tips (1)
cookies (1)
Apple (3)
Video (15)
branding (2)
blog (9)
blog topics (1)
browser (1)
loading (1)
Google Earth (1)
Technology (20)
How to optimize Pinterest (1)
Language (1)
office antics (1)
Promotion on Instagram (1)
Who's Targeting me? (1)
Hashtag (1)
Website (12)
internet (1)
Digital Content (1)
The Apprentice (1)
help and advice (1)
the team (1)
Free Seminar (1)
simple guide (1)
E-Commerce (2)
EU Regulations (1)
Social (2)
tips and advice (2)
Olympics (1)
Live (2)
Advice (8)
Advertisement (2)
Content (4)
Recognisable logo (1)
Updating an old website (1)
Get to know the team (1)
office accessory (1)
Responsive Design (1)
FAQ (1)
Visual format (1)
magento (1)
payment gateway (1)
Digital (13)
Extras (1)
app (1)
Facebook (6)
Google (24)
blogs (2)
blogger (1)
LinkedIn for Business (1)
photoshop (1)
Black Friday (1)
writing a blog (1)
Personalisation (2)
Further your business (1)
Data Protection Bill 2017 (1)
speed (1)
Tool (1)
content writer (2)
Voters (1)
Apple Pay (1)
content management system (1)
Viral (1)
ring central (1)
top tips (2)
cms (1)
IGTV (1)
organised and motivated tips (1)
2017 Election (1)
keywords (1)
The perfect tweet (1)
importance of a hashtag (1)
Engagement on Instagram (1)
Tools (1)
Drones (1)
social network (1)
Promote your business on Facebook (1)
Optimise (1)
Logo (1)
hacking (1)
day to day life (1)
Video Production (10)
Digital Marketing (49)
Festive (1)
Innocent Smoothie Social Media (1)
slack (1)
website build (1)
media (1)
ssl certificate, advice, help, business, website (1)
Social Media News (1)
How to (7)
Money (1)
WordPress (2)
graduate web developer (1)
Breakdown of Tweet (1)
Apprentice Thoughts (1)
Links (1)
tech (1)
Digital Age (1)
meet the team (5)
New data laws (1)
team (1)
Newsletter (1)
2016 (2)
January (1)
firefox (1)
clients (2)
Digital News (2)
Trends (2)
humpday news (1)
Rankings (1)
Content Calendar (1)
Business (46)
Emoji (1)
Snapchat (3)
Infographic (6)
Webdesign (2)
Pinterest Tips (1)
web deign (1)
How to be productive (1)
Creativity (11)
day in the life of (1)
Mindset (1)
Smartphones (5)
UK prepares for brexit (1)
Data Protection (1)
Lifestyle (1)
content writing (1)
Risk (1)
design inspiration (1)
Apps (5)
wunderlist (1)
A guide to Instagram (1)
Brexit Data Protection Bill (1)
songs (1)
sonos (1)
b2b (1)
AdWords (2)
location (1)
mobile (1)
Facebook F8 (1)
Search (3)
News (1)
sensory (1)
Images (4)
meta tag (1)
day in the life (1)
photos (1)
blog post (1)
Digital Agency (6)
kent (6)
Why you should attend a seminar (1)
Instagram Captions (1)
How to get personalisation right (1)
questions (1)
Google Stamp (1)
Brexit (1)
complete (1)
Social Media marketing (1)
inspiration (16)
Promotion (1)
vero (1)
copy (1)
GDPR (1)
Hosting (2)
iPhone (1)
gif (1)
ranking (1)
Website Development (1)
Halloween (1)
Content Marketing (22)
Helpful Tips (1)
Tips (15)
Marketing (12)
Instagram Shadowban (1)
Valentine's Day (1)
Revolutionary (1)
Google's Algorithm (2)
payment (1)
Colour and Brand Relationship (1)
Christmas (5)
text (1)
online shop (1)
Web Design (21)
web team (1)
inspiration for emails to send (1)
more conversion (1)
emily (1)
Streaming (1)
Future (1)
Security (1)
Manners (1)
Facebook and the election (1)
dartford (1)
the creation lab team (1)
Facebook Post (1)
animation (1)
today in digital (1)
Awwwards (1)
friday (1)
firefox quantum (1)
blog tips (1)
what is the new data protection bill? (1)
The Fold (1)
sonos music (1)
Gadgets (4)
Agency (2)
basecamp (1)
help (5)
Flipbook (1)
LinkedIn (2)
Pinterest (6)
Web (1)
Twitter (8)
Drone (1)
How to beat writers block (1)
A Simple Guide to... (8)
Uber in the Sky (1)
digital marekting (1)
advice and support (1)
What is the fold (1)
paypal (1)
project coordinator (1)
opencart (1)
inspiration for office (1)
Load Time (1)
Colour (2)
Emails (1)
Stock Photos (1)
Optimization (1)
Digital Marketing Advice (1)
Creative (10)
Case Studies (1)
worldpay (1)
Instagram (9)
Advice and Tips (2)
Productivity (1)
https://www.bates-environmental.co.uk/ (1)
How to keep motivated to blog (1)
Design (17)
trello (2)
Ideas (2)
How to build a recognisable brand (1)
finalists (1)
Pinterest for Business (1)
How-to (1)
meta description (1)
how to prepare for a redesign (1)
Social Media Tips (2)
Business Page on Facebook (1)
ban from Instagram (1)
Click-Worthy (1)
Inventions (1)
Tweets (1)
ecommerce (1)
PPC (2)
mobile optimisation (6)
Engagement (1)
Social Media (58)
Political Parties (1)
#hashtag (1)
Social Media Help (2)
playlists (1)
2017 life (1)
Website and Logo design (1)
Slow loading site (1)
content creation (1)
SEO (62)

Tag Cloud

GDPRHostingLoad TimeApple WatchUpdating an old websitepaypaltips and advicePromote your business on FacebookApprentice Thoughtsthe creation lab teamRecognisable logoHow to stay creativeDigital Marketing Advicekeywordscontent creationslackInstagram CaptionsVirtualOffice HacksData Protection Bill 2017KDAoffice accessorycmsViralYouTubeIdeasInstagramTipsBusiness Page on Facebooktoday in digitalapplicationMarketingfirefox quantumHow to keep motivated to bloghttps://www.bates-environmental.co.uk/NewsPay Per Clickthe teamPinterest for BusinessfinishedSearchsensoryOptimizationBreakdown of TweetbasecampFacebook Header2017AdWordsDigitalWebsite DesignBusiness advice2017 lifewunderlistContentrankingsimple guideLiveOfficethe perfect instagramveroconcrete 5inspiration for officeToolCreativePinterest TipsclientsLogoMoneyGoogleInfographicplaylistsquestionsorganised and motivated tipsdigital conversationScheduling Social MediabuzzsumoInnocent Smoothie Social MedialocationNewsletterCreativityCTAExtrascontent writerAppleBloggingHow to build a recognisable brandInventionsthe creation labbrandingworldpayWhat is the foldcompleteDroneNo internetValentine's DayColour and Brand Relationshipkentsocial networkphotoshopPPCGet to know the teamCall-to-actionE-CommerceFacebook F8HashtagSocialmeta descriptionWhy you should attend a seminarAgency LifeEmojioffice anticsSelfieSocial Media marketingGuide to TwitterinternetEmailsWriters BlockRiskgamingEU Regulationsteameditingwriting a blogFestiveVotersSocial Media NewsWebsite Developmentadvice and supportWebsite and Logo designFAQinspiration for emails to sendFurther your businessPinterestinspirationday in the lifeAugmented RealityKent Digital AwardsSecurityblog postVideo Productiontextwhat is the new data protection bill?DronesSocial MediaFacebook and the electiononline shopColourThe Apprenticebusiness toolsContent CalendarGadgetsAgencygifBrexitsongsResponsive DesignNew data lawshelpTweetsblogging tipsSocial Media Helpmagentoweb teampaymenthumpday newsfinalistsDigital ContentColour WheelPerfect blogdartfordGuide to FacebookDigital AgeChristmasWebsite PresentersTrendsGoogle vs fake newsOnlineThe FoldcookiesRubricSnapchatfirefoxban from InstagramPerfect postJanuaryHow-toContent MarketingHow tocontent management systemAwwwardsdigital designblog tipsHow to blogDigital Marketingwhy do you need a blogPromotionLanguageOlympicsCrayon.coGoogle EarthAdvertisementPersonalisationProductivityAdvice and TipsCase Studieshelp and adviceEngagementGuidetop tipsFree Seminarspeedpayment gatewayImagesVisual formatwhen should I post on PinterestPhotographysonos musicWebdesignphotos we wouldn't have taken before camera phonesSeminarLifestyleToolscreative writerSmartphonesimportance of a hashtagmobile optimisationmore conversionWebsite Design InspirationOptimisessl certificate, advice, help, business, websiteLinkedInWebsiteStreamingmobileFood for Thoughtanimationhackingmeet the teamHow to beat writers blockOreo Social MediaappbloggerBrexit Data Protection BillLinkedIn for BusinessPromotion on InstagramHow to be productiveHelpful TipsandroidiPhonering centralhow to use Facebookdesign inspirationweb deignConversionWho's Targeting me?AppsUKcopyRevolutionaryApple PayClick-Worthyproject coordinatorThe perfect tweetdigital marektingfridayVideoFacebook Posthow to prepare for a redesignSocial Media TipsblogsInstagram ShadowbandiversityMindsetHalloweenwebsite buildWeb DevelopmentAdviceA Simple Guide to...2017 ElectionbrowserEngagement on Instagramseo keywordsA guide to InstagramUK prepares for brexit#Lifeatloreal case studyFacebookGoogle's AlgorithmemilyLinksHow to optimize Pinterest#hashtagBusinessWeb DesignphotosIGTVsonosloadingsoftwareblogWebsharingday to day lifeDesignRankingsHow to be creativeGoogle StampLogo designData ProtectionmediaTechnologyTwitterWebsitescontent writingday in the life ofEmail Marketinggraduate web developeropencartEmailHow to get personalisation rightBlack FridayPolitical Partiesbrand buildingDigital NewsWordPressDigital Agencymeta tagFlipbook2016web developertrelloStock Photosecommercecreative agencywebsite projectsb2bMannersWorkplaceSlow loading siteSEOFutureUber in the SkyAmazontechblog topics


Which Payment Gateway Should I Choose for my Online Shop?

Apr 27, 2018

If you’re thinking about setting up an eCommerce store or are in the process of doing so, you’ll need to begin thinking about enabling payments. With so many different payment gateways to choose from, it can be difficult to come to a decision. We’ve put together some of the top ways you can narrow down your options.

paypal.jpgHow do Payment Gateways Work?

A payment gateway is an application that allows a shop to securely request payments from its customers. When a customer confirms their order, the payment gateway will then verify the customer’s billing information, verify the funds, approve requests with a confirmation number and send the money to you.

What Payment Gateway is Right for me?

Only a few years ago, all gateways needed store owners to have a merchant account that allowed for credit card payments. Without this, there was no way of transmitting the money into the store owner’s bank account. However, there are now many new payment gateways that do not require the store owner to obtain a merchant account. These payment gateways can take funds directly from customer’s bank accounts, validate them and send them to the store owner.

New Payment Gateways

Newer payment gateways include PayPal and Stripe. The biggest advantage of using a more modern payment gateway is that you won’t need to change bank accounts or do anything to get the payment side up and running, meaning the process is usually quick and easy.

However, new payment gateways like PayPal and Stripe tend to charge larger fees per transaction when compared to older, more classic payment gateways. For small stores, the fees will not be a huge problem, but larger stores with a high number of transactions will notice the costs add up quickly.

Old Payment Gateways

Older payment gateways include WorldPay and Authorize.Net. Whilst older payment gateways do require more work and time to set up, as well as a merchant account, they are better for larger businesses since the transaction fees are low. It’s worth considering whether the hassle will be worth it for the money you’ll save in the long run.

If you do decide to go for an older payment gateway, you’ll have to find a bank that offers merchant accounts and apply. Not all banks offer merchant accounts, and some have length approval times, so you may want to get this sorted in advance.

Integrated Vs. Hosted

Payment gateways can be hosted off-site or integrated into your store, meaning customers will never have to leave your store to input their payment information. If you want an integrated payment gateway, you’ll need to ensure your website has this ability. Choosing an integrated payment gateway will also mean that you, as the shop owner, are responsible for securely storing any data and complying with all regulations, especially with the new GDPR regulations coming in next month.

PayPal is a common example of a payment gateway that is hosted elsewhere. Hosted payment gateways redirect the customer to the gateway’s own platform for them to input their information. Some countries favour hosted payment gateways, whereas other countries do not trust them. With well-known payment gateways like PayPal, there shouldn’t be any issues. The biggest advantage of a hosted payment gateway is that the provider is responsible for all compliance and data security, meaning there is one less thing for you to worry about!

Narrow Down your Options

Think about what kind of payment gateway you would prefer and narrow your options down from here.

Most payment gateways will have transaction fees, and some will also charge for monthly usage. Think about how much money you make online and what the percentage is per transaction fee. If you’re making lots of money online, transaction fees will add up quickly, even if they’re as little a 1%.

It’s important that you conduct the necessary research to help you choose the payment gateway that works for you and your eCommerce business.

Need Help?

If you’re struggling with what payment gateway to use, we would be more than happy to offer our advice and experience to help you. For more information, you can contact a member of The Creation Lab team by visiting our contact page or by giving us a call on 0800 644 7070.



Category: Websites

Add Pingback

Please add a comment

You must be logged in to leave a reply. Login »